Lance Wallach Life Insurance: Life insurance beneficiary files putative class ac...

Lance Wallach Life Insurance: Life insurance beneficiary files putative class ac...: Life insurance beneficiary files putative class action lawsuit against life insurer targeting unclaimed property practices, Edwards Wildman ...

1) Individual health insurance – insurance you purchase on your own
(2) Group health insurance –  insurance you obtain through your employment

Your rights may be affected depending upon whether you have an individual health insurance policy or a group health insurance policy. If you have an individual insurance policy or a group health insurance policy provided to you through your employment with a church or a state or local government, you have certain rights. Those rights include:

• Your insurance company must promptly pay your claim – generally within 30 days of receiving the claim
• Your insurance company cannot deny your claim without first conducting a fair and thorough investigation
• If your claim is denied, your insurance company must disclose the factual and legal basis for the denial